Owner's Title Insurance
Protects an insured owner's interest against certain covered title risks, subject to the policy's terms, conditions, and exceptions.
Purvis & Company Title
Florida Title Insurance & Closing Services for Buyers and Sellers
Buying, selling, or refinancing real estate in Florida? Our team coordinates title examinations, title insurance, escrow, and settlement services to help you prepare for a successful closing.
Understanding Title Insurance
A title examination reviews available records to identify ownership interests, liens, easements, and other matters affecting real estate. The title commitment sets out requirements and exceptions applicable to the proposed insurance coverage.
Lender's Title Insurance
Protects a lender's insured mortgage interest, subject to policy terms and exceptions. Mortgage lenders commonly require this coverage for financed transactions.
How the Florida Closing Process Works
Most residential real estate purchases follow these general stages, although requirements vary by transaction.
Open the Title Order
We receive the executed contract and relevant transaction, agent, and lender information.
Examine Title
We review the title search, identify requirements, and coordinate outstanding items.
Prepare for Closing
We coordinate settlement figures, documents, signing arrangements, and approved funding instructions.
Close & Record
Once conditions are satisfied, we coordinate disbursement, recording, and title policy issuance.
Protect Yourself from Real Estate Wire Fraud
Criminals sometimes impersonate title companies, real estate agents, or lenders to redirect closing funds.
Watch this educational video to learn about common wire fraud schemes and steps you can take to protect your money.
Important: Always verify wiring instructions by calling our office using a trusted, independently verified telephone number. Never rely on emailed changes to payment instructions.
Preparing for Your Closing
Our team will provide instructions tailored to your transaction. Here are some general reminders for buyers and sellers.
For Buyers
- Review contract deadlines and your scheduled closing date.
- Complete outstanding lender and insurance requirements.
- Provide requested information through approved channels.
- Review settlement figures and verified funding instructions.
- Bring acceptable government-issued identification and any additional items requested by our team.
For Sellers
- Provide mortgage and lien payoff information.
- Confirm vesting, marital status, and signing requirements.
- Review the settlement statement.
- Coordinate keys and possession according to the contract.
- Provide disbursement instructions through an approved process.
Protecting Your Funds & Information
Real estate transactions can be targeted by payment fraud and impersonation. Verify all instructions before sending money or sharing sensitive information.
Verify Wire Instructions
Call our office using an independently verified telephone number before sending funds. Do not rely on emailed or texted changes to wiring instructions.
Secure Communication
We use transaction management and communication tools, including Qualia Connect, to coordinate documentation and information. Follow instructions supplied directly by our closing team.
Approved Closing Funds
Do not assume personal checks, cashier's checks, or electronic payments will be accepted. Confirm permitted funding methods and deadlines with our team.
Earnest Money Deposits
Need to submit an earnest money deposit before a title order is opened? Confirm the transaction and payment instructions before using our portal.
Access Qualia Deposit Portal →Helpful Closing Resources
Explore educational guides covering real estate closings, fraud prevention, title insurance claims, and mortgage payoffs.
Seller Impersonation Fraud
Learn how criminals may impersonate property owners and recognize suspicious real estate transactions.
View Fraud Guide (PDF) ↗
Real Estate Closing Process
Understand the major steps of a real estate transaction from contract through settlement.
View Closing Process (PDF) ↗What to Expect at Closing
Prepare for your closing appointment, including identification, documentation, and signing.
View Closing Guide (PDF) ↗
What to Expect After Closing
Learn what happens after settlement, including recording, documents, and transaction follow-up.
View After-Closing Guide (PDF) ↗
How to File a Title Insurance Claim
Learn the general steps for reporting a potential title issue to your title insurance underwriter.
View Claims Guide (PDF) ↗
Paying Off Your Mortgage
Understand mortgage payoff statements, outstanding balances, and lien satisfaction after payment.
View Mortgage Payoff Guide (PDF) ↗In-Person & Remote Closing Options
We coordinate in-person closings and, when available, remote signing and remote online notarization. Availability depends on transaction requirements, lender and underwriter approval, and applicable law.
Main Office
Wildwood
609 N Old Wire RdWildwood, FL 34785
Principal office for title insurance, settlement, and escrow operations.
Get Directions to Wildwood ↗Closing Location
Lady Lake
510 Highway 466Lady Lake, FL 32159
Closing and document-signing appointments available by arrangement. Please schedule before visiting.
Get Directions to Lady Lake ↗Frequently Asked Questions
Can I choose my own title company?
Selection of the title or settlement provider may be negotiated in the contract, subject to applicable law, financing requirements, and the specific transaction.
Who pays for owner's title insurance?
The executed purchase contract generally establishes payment responsibility. Local customs vary throughout Florida.
What happens if a title issue is found?
Additional documents, releases, payoff information, or underwriting review may be needed before closing or policy issuance.
How much does title insurance cost?
Florida title insurance premiums are generally based on regulated rates and applicable policy rules. Other costs depend on the type and details of the transaction. Contact us for an estimate.
Can I use a cashier's check for closing funds?
Accepted funding methods depend on the amount, transaction needs, and Florida good-funds requirements. Confirm instructions with our team before delivering any funds.
Ready to Start Your Closing?
Submit your Florida title order online or schedule a consultation with Purvis & Company Title.
